Loan Programs

 Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan. 

 Conventional loans may be “conforming” and “non-conforming”. Conforming loans follow the guidelines set by Fannie Mae and Freddie Mac. These guidelines put the maximum purchase amount for a first mortgage at $417,000 (may be higher, subject to county loan limits) for a single-family dwelling.

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.

A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.

 Whether you're looking to invest in multifamily apartments, a retail space, a restaurant, warehouse, mobile home park, light industrial facility, mixed-use property, office space, bar, self-storage unit, daycare center, automotive property, or any other commercial real estate, we offer a range of solutions to meet your needs.

 We offer a wide range of investment real estate loan products to suit your individual needs. From traditional investment loan options to more specialized lending solutions like DSCR, Fix/Flip or LLC loans, we can help you find the right financing option for your investment property.

Whether you're investing in 1-4 unit rentals or looking to build a diverse portfolio of properties.